Plans we offer
Accidental Death & Dismemberment
Considering the high risks associated with working as a Peace Officer, AD&D insurance coverage can provide an inexpensive level of protection for you and your family against the financial impact of a fatal accident. AD&D insurance coverage is an excellent way to supplement to your existing life insurance against the unexpected.
Simply put, this program protects your paycheck 24/7 in the event you’re disabled and can’t work. While your paycheck may be gone, your bills and your family’s living expenses will continue. The Insurance and Benefits Trust of PORAC (I&B Trust) Disability program will enable you to continue to meet those financial obligations
There are two certainties in life; death and taxes. While life insurance can assist you with your estate planning purposes; paying estate taxes, the primary purpose of Life Insurance is to provide a continued source of income, in case of your death, for your spouse, children, dependents, or other beneficiaries.
Long Term Care
Members are living a lot longer. That’s the good news. But increased longevity has created a new financial dilemma: how to prepare for the high cost of old age. Some of us will need care for chronic ailments, but many more will need assistance with simple activities of daily living. The costs associated with this care can be financially devastating to you and your family if your not prepared.